Texas Trash Dip
A warm, melty, outrageously good bean dip loaded with seasoned refried beans, sour cream, and a blanket of gooey cheese. Every scoop comes with bits of jalapeño and creamy avocado on top. A Texas game-day legend that disappears in minutes.
For 4 servings
- prep
Preheat the oven and prep the baking dish.
Preheat oven to 350°F. Lightly grease an 8x8 inch baking dish.
- mix · ~2 min
Mix the creamy base.
In a large mixing bowl, combine the softened cream cheese and sour cream. Beat with a hand mixer or stir vigorously with a spatula until smooth and fully combined.
TIPMake sure the cream cheese is truly softened, or you'll end up with lumps. - mix · ~1 min
Add the beans and seasonings.
Add the refried beans, taco seasoning, drained green chilies, and a pinch of salt to the bowl. Mix well until everything is evenly distributed.
- assemble · ~1 min
Spread into the baking dish and top with cheese.
Transfer the bean mixture into the prepared baking dish and spread it into an even layer. Sprinkle the shredded monterey jack and cheddar cheese evenly over the top.
- bake · ~20 min
Bake until bubbly and golden.
Bake for 18-22 minutes, or until the cheese is fully melted and the dip is hot and bubbling around the edges.
TIPSwitch the broiler on for the last 1-2 minutes if you like a golden, crusty cheese top. - garnish · ~1 min
Add the fresh toppings.
Remove from the oven and immediately top with diced avocado, diced tomato, sliced jalapeño, and fresh cilantro.
- serve
Serve the dip piping hot.
Place the dish on a trivet and serve immediately with a pile of crispy tortilla chips for scooping.
What to keep in mind.
7 tips from the recipe — small details that make a real difference to the final dish.
- 1Soften cream cheese fully at room temp for a lump-free smooth base.
- 2Drain the canned green chilies well to avoid watery dip.
- 3Use a hand mixer to beat the cream cheese and sour cream for extra fluffiness.
- 4For a bubbly, golden top, broil the dip for the last 1-2 minutes—watch closely.
- 5Add fresh toppings right after baking so avocado stays bright and tomato doesn't weep.
- 6Make ahead: assemble the dip (without toppings) a day early, refrigerate, then bake.
- 7Serve with sturdy tortilla chips — thin chips break under all that cheesy weight.
Adapt it for your goals.
High-protein
Swap half the cream cheese for Greek yogurt (adds tang and protein) and use low-fat refried beans for a lighter dip that still tastes indulgent.
spicySpicy
Add 1-2 chopped chipotle peppers in adobo or a teaspoon of cayenne to the bean mixture for serious heat lovers.
vegetarian veganVegetarian-vegan
Use vegan cream cheese, sour cream, and shredded vegan cheese (like Violife or Daiya), plus ensure the refried beans are vegan (no lard).
southwest chickenSouthwest-chicken
Stir 1 cup of shredded cooked chicken into the bean mixture for a heartier dip that turns it into a mini meal.
Why this is on our healthy list.
Good Source of Fiber
Refried beans provide dietary fiber, which supports healthy digestion and helps keep you full longer.
Healthy Fats from Avocado
Diced avocado adds monounsaturated fats, which are heart-friendly and help you absorb fat-soluble vitamins from the other ingredients.
Calcium from Cheese
The blend of Monterey Jack and cheddar cheeses contributes calcium essential for strong bones and teeth.
Probiotics in Sour Cream
Sour cream contains live cultures that support gut health when consumed as part of a balanced diet.
Frequently asked questions
Yes! Mix the base and beans in a slow cooker, top with cheese, and cook on low for 2-3 hours until bubbly. Add toppings just before serving.
